HomeMy WebLinkAboutAgenda Notes - 20211014HASTINGS ECONOMIC DEVELOPMENT & REDEVELOPMENT
AUTHORITY
November 10, 2021 - 6:00 pm.
CITY COUNCIL CHAMBERS
I. Quorum
II. Minutes
Please see the attached HEDRA Meeting minutes from the October 14, 2021
regular meeting and closed door session for your review and approval.
III. Bills
October Bills
Please see attached general ledger detail from the month of September for further
information.
IV. Business
A. Adopt Resolution 2021-19: Authorizing Signature of Purchase Agreement
for 410 Vermillion Street (Rivertown Liquors)
At the direction of HEDRA, Staff has negotiated terms of acquisition for
property located generally at 410 Vermillion Street. Staff has negotiated a
purchase price of $220,000 for the property and $10,000 in payment to Rise
Up Recovery to compensate for investment and HEDRA acquisition of due
diligence information.
ACTION – Motion to adopt Resolution #2021-19 Authorizing Signature of the
Purchase Agreement for property located at 410 Vermillion Street (PID 19-
32150-28-020 and 19-32150-28-021)
B. Revolving Loans for 214 2nd Street E –
Staff has reviewed existing Revolving Loans and identified two loans
requiring action, one from 2003 and the second from 2006.
2003 Loan - On May 6, 2003 a loan in the amount of $7,722.00 was approved
for 214 2nd Street E. The terms of the loan dictated that the loan would not
accrue interest and that no monthly payments were due. The balance of the
loan was to be paid fifteen years from the date of the loan unless a fifteen year
extension were approved by HEDRA.
Stantec Consulting $3,975.50 Environmental - Confluence
Schlomka Portable Toilets $498.00 COVID - Downtown Toilets
Levander, Gillen, Miller $99.00 Legal - General
2006 Loan - On October 25, 2006 a loan in the amount of $30,465.00 was
approved for 214 2nd Street E. The terms of the loan dictated that the loan
would not accrue interest and that no monthly payments were due. The
balance of the loan was to be paid fifteen years from the date of the loan
unless a fifteen year extension were approved by HEDRA.
Staff has contacted the loan holder and discussed with them the terms of the
two loans and the likelihood of the loan balances being called for payment in
full. The loan holder has been working with Staff and is aware of the
potential outcome. Loans become more difficult to track and the likelihood
for repayment is reduced over time. As such, Staff is recommending that the
loan balance be called in full rather than another fifteen year deferral be
approved. The loan holder was made aware of the HEDRA meeting and that
this would be discussed if they wanted to attend.
ACTION – Direct Staff to notify the loan Mortgagor that their loan totaling
$7,722.00 which was made May 6, 2003 and their loan totaling $30,465.00
which was made on October 25, 2006, will be invoiced on January 3, 2022 to
be paid in full by January 31, 2022.
C. Resolution 2021-20: Authorize Signature – 2nd Amendment to Purchase
Agreement – River City Investments, LLC (317 3rd St E)
The City Council approved all necessary land use entitlements on October 4th,
2021. Terms of the original purchase agreement dictated that the Developer
was to close on the property within 30 days from receiving land use
entitlements or no later than December 3, 2021.
City Staff submitted the Redevelopment Incentive Grant (RIG) application to
Dakota County on August 23rd. The potential $250,000 grant represents an
important component of the projects financing. The County grant application
indicates up to three months to review and process an application. The RIG
application is scheduled for the November 16th CDA Board Meeting.
Staff is requesting this second amendment to the Purchase Agreement as a
result of the timing of the potential grant award. Staff is proposing a closing
date of on or before April 30, 2022. This is a result of the project not planned
to begin construction until spring of 2022 and the timing of closing on
financing and carrying construction financing at a time when construction
would actually commence.
ACTION – Motion to adopt Resolution 2021-20 Authorizing Signature for 2nt
Amendment to Purchase Agreement – River City Investments, LLC for
property located at 317 3rd street E.
D. Adopt Commercial and Owner Occupied Residential Rehabilitation
Revolving Loan Program Revisions –
Staff has prepared revisions to HEDRA’s Commercial Revolving Loan
Program based on previous feedback provided by HEDRA. A summary of
the proposed revisions includes the following:
• Priority inclusion for projects which include majority BIPOC
ownership of the business or property.
• Changing from a variable interest (Prime + 0.25%) adjusted every two
years to a fixed interest rate between 4.0% and 3.0% for the duration
of the loan.
o Interest reductions for at least 15% cash equity financing of the
project, consultation with Open To Business, and/or projects
that involves fire suppression, environmental infrastructure like
vapor mitigation, hazardous material abatement, installation of
solar, geothermal or wind energy systems.
Staff as also prepared revisions to HEDRA’s Owner-Occupied Residential
Rehabilitation Program. A summary of the proposed revisions includes the
following:
• Changing from a variable interest (Prime + 0.25%) adjusted every two
years to a fixed interest rate of 3.5% for the duration of the loan.
ACTION – Motion to Adopt Revisions to the Hastings Economic Development
and Redevelopment Authority’s Revolving Loan Program as presented by
Staff.
E. Adopt Façade Improvement Program –
Staff has prepared a HEDRA Façade Improvement Program. The program
would have $50,000 for the 2022 fiscal year. The $50,000 is the amount
budgeted in the 2022 HEDRA budget.
As currently drafted the $50,000 would earmark $40,000 to the area identified
as downtown and $10,000 for the vermillion street corridor. Remaining
dollars within the pots of money would be combined on July 1st. The purpose
of the two pots of money for the first half of the year is to ensure adequate
access to capital for downtown buildings which face issues critical to their
long term existence whereas building issues along Vermillion Street are
mostly surficial, not structural and the purpose of this program isn’t purely
beautification. Each property would be eligible for one grant per calendar
year. Grant awards would max at $5,000, require a 1:1 match, and require that
Applicants that are awarded a grant submit receipts for reimbursement within
3 months of receiving grant approval.
If adopted Staff will be sending both print and digital notifications to property
owners, businesses, and community partners to raise awareness of the new
program.
ACTION - Motion to Adopt the Hastings Economic Development and
Redevelopment Authority’s Façade Improvement Program as presented by
Staff.
F. Authorize Signature for Auction Contract for metal building sale at 415
4th Street E (Former UBC Building) –
Staff has prepared a contract with Maring Auction Company. The auction
company would be paid a sales commission of 10% of the proceeds of the
sale. HEDRA would also be required to pay for advertising costs estimated at
$1,500 - $2,000. The auctioneer would conduct two open house viewing days
for prospective bidders/buyers. The online auction would take place on
December 13th starting at 6pm.
The successful bidder is required to apply for demolition permit within 5
business days of auction end. Building to be removed by February 14th. Staff
is coordinating with Stencil Group for removal of the underlying concrete pad.
ACTION - Motion to authorize signature entering HEDRA into contract with
Maring Auction Company for the sale of the metal building located at 415 4th
Street E.
G. Resolution 2021-21: Authorize Signature to terminate an existing
Purchase Agreement between HEDRA and NJS Development, LLC
(Stencil Group) and authorize signature on an updated Purchase
Agreement between HEDRA and NJS Development, LLC (Stencil
Group)
The original Development Agreement only indicated the properties owned by
HEDRA as being part of the development project. The Developer has
however acquired an adjacent parcel (PID 19-32150-17-030) generally located
at 404 3rd Street E which needs to be identified within the formal
Development Agreement. The City Attorney recommended it was cleaner to
cancel the former Development Agreement and enter into a new Development
Agreement. No changes outside of the inclusion of PID 19-32150-17-030 is
proposed.
ACTION - Motion to adopt resolution 2021-21 to terminate an existing
Purchase Agreement between HEDRA and NJS Development, LLC (Stencil
Group) and authorize signature on an updated Purchase Agreement between
HEDRA and NJS Development, LLC (Stencil Group)
H. Refinancing of Existing Revolving Loans
Staff has continued to review existing revolving loans and is recommending
that a handful of them be refinanced if the party which accepted the loan is
willing. Staff is proposing to refinance the following loans:
Existing Loans Proposed Terms of Refinance
River City Properties, LLC
- 216 2nd St E
- $9,652 loan balance
- 5% then variable interest rate Prime + 0.25%.
- 8 years remaining (Matures Dec 2029)
3.5% fixed
New Monthly Payment: $115.42
Current Monthly Payment: $122.19
Spiral Brewery, LLC
- 111 2nd Street E
- Two loans ($12,686.52 & $12,600)
- 5% then variable interest rate Prime + 0.25%
- 10 years & 7.5 years remaining
3.5% fixed
New Monthly Payment: $108.02
Current Monthly Payment: $125.45
New Monthly Payment: $159.38
Current Monthly Payment: $168.17
Marathon Properties
- 214 2nd Street E
- $8,256 loan balance
- 5.00% through 3/1/2023 then variable interest rate
Prime + 0.25%
- 8 years remaining
3.5% fixed
New Monthly Payment: $98.73
Current Monthly Payment: $104.52
T&S Properties – Lockwood
- 216 4th Street E
- Two loans ($47,950 & $13,810)
- One loan has payment on 4 years of accrued interest
($7,140) only, while still accruing interest on the
principal amount.
- 3.5% and 5.25% interest rates
- 8 years remaining to loan maturity
3.5% fixed
New Monthly Payment: $573.39
Current Monthly Payment: $595.00 to pay
off all interest in 2022 then new payment
calibrated to pay down original $42,000
principal plus 1 year’s interest on that
principal amount.
New Monthly Payment: $149.25
Current Monthly Payment: $160.72
Kevin & Lynnette Hoeschen
- 208 Sibley Street
- $12,709.67 loan balance
- 9% fixed interest rate
- 1.5 years remaining
3.5% fixed
Extend additional 1.5 years
New Monthly Payment if extended
additional 1.5 years: $372.42
New Monthly Payment if not extended 1.5
years: $725.82
Current Monthly Payment: $924.73
*Lack of required payment last 18 months
drives up what the current monthly
payment would need to be in order to pay
loan in full by the date the loan matures in
June of 2023.
Jupiter Peak Lodging
- 110/112 2nd Street E
- $4,644.35 loan balance
- 4.0% then variable interest rate Prime + 0.25%
- 4.5 years remaining
3.5% fixed
New Monthly Payment: $93.08
Currently Monthly Payment: $94.12
Terry & Rebecca Vlach
- 1007 Sibley St
- $15,850.64 loan balance
- 3.75% then variable interest rate Prime + 0.25%
- 7 years remaining
3.5% fixed
New Monthly Payment: $213.03
Current Monthly Payment: $219.39
Sui Generis, LLC
- 105 2nd Street E
- $23,361.38 loan balance
- 3.5% then variable interest rate Prime + 0.25%
- 10 years remaining (matures Jan 1, 2033)
3.5% fixed
New Monthly Payment: $213.48
Current Monthly Payment: $213.48
No formal action is requested at this time. HEDRA would likely receive less
interest revenue as a result of locking in interest rates. Staff estimates the
potential lost interest revenue between $3,500 to $4,500 in total across all of
the loans. However, the Staff time spent tracking, coordinating variable
interest rates across departments and updating of monthly invoicing would
eliminate or at least greatly reduce that potential additional revenue amount .
Additionally, it is not the inherent goal of the revolving loan fund to be a large
source of revenue but rather for payments to made so the fund is replenished
and more loans can be made in the future. If HEDRA is generally supportive
of Staff further pursuing refinancing of the above loans, Staff will work on
that over the next month and plan to have official documentation to approve
loan refinancing’s at the December HEDRA meeting.
V. Reports and Information
A. Open To Business Update
MCCD has provided its quarterly report. From July through August, 18
businesses and 13 residents connected with MCCD. Meetings, presentations,
and events that occurred in Q3 and early October focused on bank outreach to
building and strengthen those relationships and increase awareness around
MCCD’s lending program.
“I’m not kidding when I say that I could NOT have done moving my
businesses to where they are now without Natalie’s guidance and grace.” –
Hastings business owner.
See the full attached Q3 Report from MCCD.
B. Development Update
208 Sibley Street – On October 30th a popcorn and candy retail business
opened its doors to the public.
Summergate Annexation - Redwing Blvd - Summergate plans to submit
application for annexation by the end of November for the 160 lot single
family subdivision to be located of Red Wing Blvd and Michael Avenue.
Development could begin in spring 2022.
Tyler Street Landing Apartments (Luke Siewert)– On October 4th the City
Council approved land use actions to allow construction of the 32 unit
apartment building at 3rd and Tyler. The Dakota County CDA will be
considering an application for a Redevelopment Incentive Grant (RIG) for this
project on November 16th. The grant has requested $250,000 in funding for
the project.
The Confluence – Encapsulation patching is nearly complete. Confluence is
completing lead paint abatement and plans to resume interior construction
around Thanksgiving.
Fleet Farm – Interior demolition continues. City staff has reviewed
conceptual plans for the new building materials yard.
Quality One Woodwork – Construction continues the 52,000 sf building
expansion. Staff conducted a ground breaking ceremony alongside the
Hastings Chamber of Commerce.
Custom Sawdust Lease – On October 4th the City authorized signature to
lease the entire Custom Sawdust Building currently under construction at 525
East 31st Street. Items within the UBC North Building (part of the Stencil
Apartment Building) will be relocated to the site.
NJS Stencil Apartment – A comprehensive plan and ordinance amendment
to accommodate the proposed 85 unit building will be reviewed by City
Council on November 15th. Submittal of remaining land use applications is
anticipated by the end of November.
UBC North Building Sale – Staff will be putting the existing 10,000 s.f. steel
framed building up for auction in the near future in order to clear the site for
Stencil.
Heritage Ridge – At the September 7th meeting, the City Council approved
the 3rd Addition of Heritage Ridge and authorize a grading only agreement for
the area. Building permits for over 20 of the lots have been submitted to the
City for review and approval. They will likely seek approval of the 4th and
final phase of the 116 lot development before spring of 2022.
Vermillion Acres – City Council approved the Development Agreement for
the 75 unit senior housing facility on September 7th. The Building
Department has concluded review of the plans, which will include modular
construction of some components offsite and moved onto the site for final
construction.
The Quill - Schoolhouse Square Senior Housing – Building is under
construction. Excavation is nearly complete and foundation work to begin
shortly. Staff participated in a ground breaking ceremony for this project on
October 28th.
Villas at Pleasant – The model home permit for the 32 unit villa housing
development has been approved and construction should commence shortly.
315 Pine Street - Former Thorwood Inn - Cleanup work continues on the
fire damaged former building. Partial demolition and renovation plans were
approved by the Heritage Preservation Commission on July 27th.
VI. Closed Door Session - Review Potential Purchase of Property.
Staff seeks a motion to close the meeting pursuant to Minn. Stat. 13D.05, subd.
3(c) to determine the offer for the purchase of properties located on Block 28,
Town of Hastings.
ATTACHMENTS
• Minutes – October 14, 2021 - Regular Meeting
• Minutes – October 14, 2021 - Closed Door Summary
• Bills - October, 2021
• Resolution 2021-19: Authorizing Signature of Purchase Agreement for 410
Vermillion Street (Rivertown Liquors)
• Purchase Agreement - 410 Vermillion Street (Rivertown Liquors)
• Resolution 2021-20: Authorize Signature – 2nd Amendment to Purchase
Agreement – River City Investments, LLC (317 3rd St E)
• 2nd Amendment to Purchase Agreement – River City Investments, LLC (317 3rd
St E)
• HEDRA Revolving Loan Program Revisions - Commercial
• HEDRA Revolving Loan Program Revisions - Residential
• HEDRA Façade Improvement Program
• Resolution 2021-21: Authorize Signature - Termination of Original Development
Agreement with NJS and Authorization to Sign Updated Agreement (UBC North)
• Updated Purchase Agreement - UBC North
• Open To Business 3rd Quarter Report
Next Meeting: Thursday, December 9th 2021.