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HomeMy WebLinkAboutIV.D - Revised Loan - River Cities - ADDED TO AGENDA HEDRA MEMORANDUM To: HEDRA Commissioners From: Rusty Fifield, Economic Development Coordinator Date: January 8, 2020 Item: Revised Loan Amount –216 2nd Street East Action Requested Adopt the attached resolution authorizing staff to proceed with a revised Economic Development Revolving Loan for River City Properties LLC in the amount of $9,652 for electric system improvements to 216 2nd Street East. Background At the November meeting, HEDRA approved Economic Development Revolving Loans to make electrical system improvements related to apartments in buildings at 214 2nd St. E. ($6,337) and 216 2nd St. E. ($7,632). During the inspection process additional improvements were identified. The improvements add $4,040 to the total cost. The property owners have requested that the loan for 216 be increased related to these amounts. Documentation for the improvements is attached. Loan Terms Loan terms remain the same:  Ten-year term  0% interest the first year, and 0.25% above the Prime Rate (currently 5.00%) for years 2-10. The loan would be recalibrated to reflect changes in the Prime Rate every two years.  Loan proceeds would be disbursed upon proof of qualified expenses.  The loan would be secured with a mortgage and personal guaranty.  HEDRA’s position would be subordinate to the existing mortgage on 216. Recommendation Approval of the loans as presented is recommended. ACTION – Adopt Resolution 2020-02 – Approving a revised Economic Development Revolving Loan to River City LLC for Improvements to 216 2nd Street East in the amount of $9,652. Cost Loan Base Contract 214 12,675 6,337 Base Contract 216 15,265 7,632 Additional Costs 4,040 2,020 Revised 216 Loan 9,652 HASTINGS ECONOMIC DEVELOPMENT AND REDEVELOPMENT AUTHORITY RESOLUTION NO. 2020-02 APPROVAL OF A REVISED ECONOMIC DEVELOPMENT REVOLVING LOAN TO RIVER CITY PROPERTIES LLC FOR IMPROVEMENTS TO 216 2ND STREET EAST Commissioner __________ introduced the following resolution and moved its adoption: WHEREAS, the Hastings Economic Development and Redevelopment Authority (HEDRA) has established an Economic Development Revolving Loan Fund and Guidelines pursuant to Minnesota State Statutes 469.01 on April 13, 2017; and WHEREAS, HEDRA has approved a loan to River City Properties LLC in the amount of $7,632 to partially finance electrical system improvements in the building located at 216 2nd Street East; and WHEREAS, additional costs estimated to be $4,040 for items qualified under the Program Guidelines have been identified; and WHEREAS, HEDRA finds that the loan is not a business subsidy under Minnesota State Statutes 116J.993; and WHEREAS, HEDRA finds that the work and costs meet the Economic Development Revolving Loan Fund Program Guidelines. NOW THEREFORE BE IT RESOLVED that (1) HEDRA approves a revised loan in the amount of $9,652 subject to the previously approved terms and conditions, and (2) The Executive Director is authorized to sign and execute documents related to this loan. Commissioner ______ seconded the resolution and upon being put to a vote it was adopted: Ayes: Absent: Nays: Abstention: The resolution was duly adopted this 9th day of January, 2020. ________________________ _______________, President ATTEST: ______________________________ John Hinzman, Secretary